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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,412 | $110,337-94.2% | $102,383-93.7% | $145,877-95.6% |
| Participation rate | 92.9% | 77.9%+14.9pp | 74.5%+18.3pp | 80.3%+12.6pp |
| Annual return | 25.00% | 24.83%+0.2pp | 24.94%+0.1pp | 551.28%-526.3pp |
| Employer contribution / active EE | $10,368 | $4,216+145.9% | $3,870+167.9% | $4,663+122.4% |
| Participant deferral / active EE | $0 | $5,621-100.0% | $5,060-100.0% | $6,691-100.0% |
| Admin fee / account holder | $5,833 | $9,750-40.2% | $8,391-30.5% | $13,402-56.5% |