See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 5-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $16,515 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $10,647 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $205 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,408 | $81,625-50.5% | $167,512-75.9% | $74,304-45.6% |
| Participation rate | 64.4% | 60.0%+4.3pp | 77.1%-12.7pp | 60.3%+4.0pp |
| Annual return | 27.97% | 26.09%+1.9pp | 1615.79%-1587.8pp | 29.43%-1.5pp |
| Employer contribution / active EE | $998 | $2,010-50.4% | $3,882-74.3% | $2,241-55.5% |
| Participant deferral / active EE | $5,991 | $4,115+45.6% | $6,405-6.4% | $3,767+59.0% |
| Admin fee / account holder | $329 | $3,474-90.5% | $9,769-96.6% | $2,969-88.9% |