Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,048 | $81,358-93.8% | $155,556-96.8% | $80,959-93.8% |
| Participation rate | 46.4% | 66.3%-19.8pp | 78.2%-31.8pp | 67.7%-21.2pp |
| Annual return | 20.48% | 33.39%-12.9pp | 64.84%-44.4pp | 35.67%-15.2pp |
| Employer contribution / active EE | $523 | $3,106-83.2% | $4,675-88.8% | $2,757-81.0% |
| Participant deferral / active EE | $1,467 | $3,455-57.5% | $5,631-73.9% | $4,300-65.9% |
| Admin fee / account holder | $535 | $7,994-93.3% | $15,885-96.6% | $6,925-92.3% |