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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,538 | $174,379-84.8% | $152,093-82.6% | $138,895-80.9% |
| Participation rate | 91.7% | 81.6%+10.0pp | 77.8%+13.9pp | 79.9%+11.7pp |
| Annual return | 21.32% | 74.86%-53.5pp | 66.36%-45.0pp | 145.39%-124.1pp |
| Employer contribution / active EE | $1,435 | $4,652-69.1% | $4,175-65.6% | $4,194-65.8% |
| Participant deferral / active EE | $2,799 | $6,159-54.6% | $5,451-48.7% | $6,396-56.2% |
| Admin fee / account holder | $837 | $16,880-95.0% | $14,497-94.2% | $12,562-93.3% |