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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,790 | $89,259-17.3% | $107,187-31.2% | $82,637-10.7% |
| Participation rate | 65.8% | 67.9%-2.1pp | 75.0%-9.2pp | 68.1%-2.3pp |
| Annual return | 12.74% | 21.02%-8.3pp | 204.55%-191.8pp | 53.51%-40.8pp |
| Employer contribution / active EE | $2,145 | $3,080-30.4% | $3,782-43.3% | $2,552-15.9% |
| Participant deferral / active EE | $5,554 | $4,037+37.6% | $5,096+9.0% | $4,126+34.6% |
| Admin fee / account holder | $3,020 | $7,381-59.1% | $9,162-67.0% | $7,339-58.9% |