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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,595 | $81,504-34.2% | $102,437-47.7% | $80,959-33.8% |
| Participation rate | 50.9% | 66.9%-15.9pp | 74.5%-23.6pp | 67.7%-16.7pp |
| Annual return | 19.98% | 25.60%-5.6pp | 24.95%-5.0pp | 35.67%-15.7pp |
| Employer contribution / active EE | $1,612 | $3,104-48.1% | $3,871-58.4% | $2,757-41.5% |
| Participant deferral / active EE | $3,171 | $3,871-18.1% | $5,060-37.3% | $4,300-26.3% |
| Admin fee / account holder | $380 | $6,719-94.3% | $8,388-95.5% | $6,925-94.5% |