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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,129 | $126,661+142.5% | $113,397+170.8% | $138,895+121.1% |
| Participation rate | 88.9% | 79.4%+9.4pp | 76.5%+12.4pp | 79.9%+9.0pp |
| Annual return | 4.17% | 25.05%-20.9pp | 23.20%-19.0pp | 145.39%-141.2pp |
| Employer contribution / active EE | $13,806 | $3,456+299.5% | $2,977+363.7% | $4,194+229.2% |
| Participant deferral / active EE | $9,173 | $5,693+61.1% | $5,076+80.7% | $6,396+43.4% |
| Admin fee / account holder | $133,354 | $14,549+816.6% | $11,957+1015.3% | $12,562+961.6% |