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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,129 | $138,312+122.1% | $122,979+149.7% | $155,188+97.9% |
| Participation rate | 88.9% | 80.2%+8.7pp | 77.2%+11.7pp | 80.8%+8.1pp |
| Annual return | 4.17% | 22.06%-17.9pp | 20.12%-15.9pp | 148.84%-144.7pp |
| Employer contribution / active EE | $13,806 | $3,530+291.1% | $3,062+350.8% | $4,248+225.0% |
| Participant deferral / active EE | $9,173 | $5,592+64.0% | $5,003+83.4% | $6,531+40.4% |
| Admin fee / account holder | $133,354 | $15,089+783.8% | $12,864+936.6% | $14,480+821.0% |