Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,480 | $101,672-64.1% | $147,117-75.2% | $74,478-51.0% |
| Participation rate | 41.9% | 75.5%-33.6pp | 82.2%-40.3pp | 67.2%-25.3pp |
| Annual return | 14.96% | 8757.83%-8742.9pp | 420.54%-405.6pp | 1370.56%-1355.6pp |
| Employer contribution / active EE | $1,875 | $3,813-50.8% | $4,932-62.0% | $2,626-28.6% |
| Participant deferral / active EE | $2,423 | $7,305-66.8% | $8,065-70.0% | $4,350-44.3% |
| Admin fee / account holder | $1,388 | $1,753-20.8% | $12,993-89.3% | $1,946-28.6% |