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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC2 years Filed as: CETERA INVESTMENT ADVISERS LLC Service code 15 · EIN 36-3258176 | Recordkeeping | $92,005 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $50,638 |
ADP BROKER-DEALER4 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,671 | $106,230-50.4% | $147,080-64.2% | $77,736-32.2% |
| Participation rate | 96.6% | 78.4%+18.3pp | 82.2%+14.5pp | 70.6%+26.1pp |
| Annual return | 16.02% | 56.91%-40.9pp | 420.17%-404.1pp | 31.26%-15.2pp |
| Employer contribution / active EE | $2,733 | $4,072-32.9% | $4,933-44.6% | $2,728+0.2% |
| Participant deferral / active EE | $8,284 | $8,001+3.5% | $8,066+2.7% | $4,651+78.1% |
| Admin fee / account holder | $354 | $338+4.6% | $12,989-97.3% | $433-18.3% |