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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,122 | $36,948+292.8% | $73,658+97.0% | $87,485+65.9% |
| Participation rate | 82.1% | 46.8%+35.3pp | 57.0%+25.1pp | 68.9%+13.2pp |
| Annual return | 12.85% | 28.64%-15.8pp | 29.72%-16.9pp | 26.06%-13.2pp |
| Employer contribution / active EE | $1,403 | $670+109.4% | $1,032+35.9% | $2,596-45.9% |
| Participant deferral / active EE | $3,165 | $1,379+129.5% | $2,062+53.5% | $4,274-25.9% |
| Admin fee / account holder | $2,795 | $2,531+10.4% | $3,357-16.7% | $7,775-64.0% |