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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,122 | $37,156+290.6% | $83,854+73.1% | $86,983+66.8% |
| Participation rate | 82.1% | 49.1%+33.1pp | 59.1%+23.0pp | 69.5%+12.6pp |
| Annual return | 12.85% | 29.88%-17.0pp | 31.39%-18.5pp | 25.83%-13.0pp |
| Employer contribution / active EE | $1,403 | $661+112.4% | $1,017+38.0% | $2,584-45.7% |
| Participant deferral / active EE | $3,165 | $1,418+123.3% | $2,035+55.5% | $4,194-24.5% |
| Admin fee / account holder | $2,795 | $2,510+11.4% | $3,197-12.6% | $7,856-64.4% |