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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,538 | $102,609+37.9% | $98,090+44.3% | $138,895+1.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 17.08% | 36.44%-19.4pp | 37.05%-20.0pp | 145.39%-128.3pp |
| Employer contribution / active EE | $7,197 | $3,867+86.1% | $3,606+99.6% | $4,194+71.6% |
| Participant deferral / active EE | $23,798 | $8,167+191.4% | $7,845+203.4% | $6,396+272.1% |
| Admin fee / account holder | $3,146 | $11,434-72.5% | $11,815-73.4% | $12,562-75.0% |