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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,735 | $76,522+95.7% | $56,033+167.2% | $145,884+2.6% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 16.24% | 3014.28%-2998.0pp | 1711.38%-1695.1pp | 551.85%-535.6pp |
| Employer contribution / active EE | $10,567 | $1,382+664.4% | $1,041+915.1% | $4,662+126.6% |
| Participant deferral / active EE | $9,117 | $2,624+247.5% | $1,954+366.6% | $6,690+36.3% |
| Admin fee / account holder | $1,189 | $3,328-64.3% | $2,827-58.0% | $13,392-91.1% |