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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,735 | $76,634+95.4% | $56,054+167.1% | $145,978+2.6% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 16.24% | 3004.33%-2988.1pp | 1705.95%-1689.7pp | 550.52%-534.3pp |
| Employer contribution / active EE | $10,567 | $1,380+665.6% | $1,039+917.0% | $4,662+126.7% |
| Participant deferral / active EE | $9,117 | $2,622+247.7% | $1,952+367.0% | $6,690+36.3% |
| Admin fee / account holder | $1,189 | $3,321-64.2% | $2,822-57.9% | $13,400-91.1% |