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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,292 | $115,225+134.6% | $100,712+168.4% | $138,895+94.6% |
| Participation rate | 71.4% | 74.3%-2.9pp | 69.3%+2.2pp | 79.9%-8.5pp |
| Annual return | 3.42% | 40.35%-36.9pp | 33.27%-29.9pp | 145.39%-142.0pp |
| Employer contribution / active EE | $838 | $2,771-69.8% | $2,313-63.8% | $4,194-80.0% |
| Participant deferral / active EE | $2,086 | $4,699-55.6% | $4,085-48.9% | $6,396-67.4% |
| Admin fee / account holder | $16,280 | $10,844+50.1% | $9,256+75.9% | $12,562+29.6% |