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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,542 | $106,864+68.9% | $147,318+22.6% | $82,637+118.5% |
| Participation rate | 96.3% | 75.5%+20.8pp | 82.1%+14.2pp | 68.1%+28.2pp |
| Annual return | 12.95% | 27.49%-14.5pp | 70.43%-57.5pp | 53.51%-40.6pp |
| Employer contribution / active EE | $2,443 | $3,417-28.5% | $4,593-46.8% | $2,552-4.3% |
| Participant deferral / active EE | $6,429 | $6,496-1.0% | $7,906-18.7% | $4,126+55.8% |
| Admin fee / account holder | $919 | $8,415-89.1% | $13,708-93.3% | $7,339-87.5% |