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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC5 years Service code 26 · EIN 33-0905143 | Advisory (Participants) | $64,513 |
SENTINEL PENSION ADVISORS2 years Filed as: SENTINEL BENEFITS GROUP, LLC Service code 14 · EIN 20-5916766 | Plan Administrator | $38,416 |
MATRIX TRUST COMPANY2 years Service code 19 · EIN 75-3182674 | Securities Custodian | $9,298 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,008 | $55,470+217.3% | $155,556+13.1% | $74,478+136.3% |
| Participation rate | 98.8% | 61.9%+36.9pp | 78.2%+20.5pp | 67.2%+31.5pp |
| Annual return | 8.91% | 269.80%-260.9pp | 64.84%-55.9pp | 1370.56%-1361.7pp |
| Employer contribution / active EE | $12,471 | $2,267+450.2% | $4,675+166.7% | $2,626+374.8% |
| Participant deferral / active EE | $6,103 | $2,838+115.0% | $5,631+8.4% | $4,350+40.3% |
| Admin fee / account holder | $445 | $1,744-74.5% | $15,885-97.2% | $1,946-77.1% |