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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC5 years Service code 26 · EIN 33-0905143 | Advisory (Participants) | $64,513 |
SENTINEL PENSION ADVISORS2 years Filed as: SENTINEL BENEFITS GROUP, LLC Service code 14 · EIN 20-5916766 | Plan Administrator | $38,416 |
MATRIX TRUST COMPANY2 years Service code 19 · EIN 75-3182674 | Securities Custodian | $9,298 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,008 | $55,446+217.4% | $155,574+13.1% | $74,429+136.5% |
| Participation rate | 98.8% | 61.9%+36.9pp | 78.2%+20.6pp | 67.2%+31.6pp |
| Annual return | 8.91% | 269.20%-260.3pp | 64.87%-56.0pp | 1368.38%-1359.5pp |
| Employer contribution / active EE | $12,471 | $2,266+450.3% | $4,676+166.7% | $2,625+375.1% |
| Participant deferral / active EE | $6,103 | $2,836+115.2% | $5,629+8.4% | $4,348+40.3% |
| Admin fee / account holder | $445 | $1,743-74.4% | $15,914-97.2% | $1,944-77.1% |