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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,789 | $210,908+88.1% | $153,643+158.3% | $145,884+172.0% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 8.24% | 13.46%-5.2pp | 15.71%-7.5pp | 551.85%-543.6pp |
| Employer contribution / active EE | $7,582 | $6,055+25.2% | $5,039+50.5% | $4,662+62.6% |
| Participant deferral / active EE | $17,049 | $7,976+113.8% | $6,754+152.4% | $6,690+154.9% |
| Admin fee / account holder | $41,822 | $19,477+114.7% | $12,739+228.3% | $13,392+212.3% |