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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,789 | $210,343+88.6% | $153,432+158.6% | $145,959+171.8% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 8.24% | 13.38%-5.1pp | 15.66%-7.4pp | 561.95%-553.7pp |
| Employer contribution / active EE | $7,582 | $6,047+25.4% | $5,038+50.5% | $4,661+62.7% |
| Participant deferral / active EE | $17,049 | $7,977+113.7% | $6,757+152.3% | $6,689+154.9% |
| Admin fee / account holder | $41,822 | $19,424+115.3% | $12,725+228.7% | $13,398+212.2% |