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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,147 | $160,028-74.3% | $147,080-72.0% | $145,884-71.8% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 13.27% | 98.60%-85.3pp | 420.17%-406.9pp | 551.85%-538.6pp |
| Employer contribution / active EE | $7,809 | $5,286+47.7% | $4,933+58.3% | $4,662+67.5% |
| Participant deferral / active EE | $15,179 | $8,422+80.2% | $8,066+88.2% | $6,690+126.9% |
| Admin fee / account holder | $12,071 | $15,030-19.7% | $12,989-7.1% | $13,392-9.9% |