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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,504 | $76,407-62.7% | $150,298-81.0% | $82,448-65.4% |
| Participation rate | 61.8% | 66.4%-4.6pp | 77.8%-15.9pp | 68.1%-6.2pp |
| Annual return | 24.74% | 39.99%-15.3pp | 62.79%-38.0pp | 41.64%-16.9pp |
| Employer contribution / active EE | $1,844 | $2,614-29.4% | $4,154-55.6% | $2,551-27.7% |
| Participant deferral / active EE | $4,035 | $3,214+25.5% | $5,453-26.0% | $4,139-2.5% |
| Admin fee / account holder | $787 | $6,352-87.6% | $14,116-94.4% | $7,234-89.1% |