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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,653 | $78,520-11.3% | $96,576-27.9% | $82,448-15.5% |
| Participation rate | 92.7% | 77.7%+15.0pp | 81.4%+11.2pp | 68.1%+24.6pp |
| Annual return | 30.73% | 41.30%-10.6pp | 38.47%-7.7pp | 41.64%-10.9pp |
| Employer contribution / active EE | $7,060 | $2,630+168.5% | $3,553+98.7% | $2,551+176.8% |
| Participant deferral / active EE | $15,193 | $6,754+124.9% | $7,956+91.0% | $4,139+267.0% |
| Admin fee / account holder | $9,897 | $13,455-26.4% | $11,381-13.0% | $7,234+36.8% |