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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,606 | $162,967-79.4% | $135,792-75.3% | $138,895-75.8% |
| Participation rate | 93.8% | 78.3%+15.4pp | 72.6%+21.2pp | 79.9%+13.8pp |
| Annual return | 42.81% | 30.08%+12.7pp | 25.96%+16.9pp | 145.39%-102.6pp |
| Employer contribution / active EE | $5,295 | $4,211+25.7% | $3,496+51.5% | $4,194+26.3% |
| Participant deferral / active EE | $6,508 | $5,640+15.4% | $4,759+36.7% | $6,396+1.7% |
| Admin fee / account holder | $8,659 | $15,306-43.4% | $12,266-29.4% | $12,562-31.1% |