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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,697 | $67,823-93.1% | $52,425-91.0% | $137,256-96.6% |
| Participation rate | 33.3% | 63.9%-30.6pp | 55.6%-22.3pp | 80.0%-46.6pp |
| Annual return | 21.56% | 219.11%-197.5pp | 302.12%-280.6pp | 220.34%-198.8pp |
| Employer contribution / active EE | $0 | $1,163-100.0% | $914-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $384 | $2,288-83.2% | $1,790-78.5% | $6,407-94.0% |
| Admin fee / account holder | $122 | $2,844-95.7% | $2,495-95.1% | $12,270-99.0% |