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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,652 | $100,139+131.3% | $85,187+171.9% | $145,884+58.8% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 14.09% | 84.15%-70.1pp | 66.67%-52.6pp | 551.85%-537.8pp |
| Employer contribution / active EE | $40,655 | $3,238+1155.6% | $2,732+1387.9% | $4,662+772.0% |
| Participant deferral / active EE | $22,619 | $5,296+327.1% | $4,525+399.9% | $6,690+238.1% |
| Admin fee / account holder | $2,675 | $7,262-63.2% | $6,162-56.6% | $13,392-80.0% |