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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,652 | $99,995+131.7% | $85,063+172.3% | $145,978+58.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 14.09% | 83.99%-69.9pp | 66.54%-52.4pp | 550.52%-536.4pp |
| Employer contribution / active EE | $40,655 | $3,231+1158.2% | $2,727+1390.7% | $4,662+772.1% |
| Participant deferral / active EE | $22,619 | $5,295+327.2% | $4,523+400.1% | $6,690+238.1% |
| Admin fee / account holder | $2,675 | $7,255-63.1% | $6,155-56.5% | $13,400-80.0% |