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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,460 | $81,331-84.7% | $155,534-92.0% | $80,935-84.6% |
| Participation rate | 40.0% | 66.3%-26.3pp | 78.2%-38.2pp | 67.7%-27.7pp |
| Annual return | 11.65% | 33.37%-21.7pp | 64.92%-53.3pp | 35.66%-24.0pp |
| Employer contribution / active EE | $515 | $3,105-83.4% | $4,675-89.0% | $2,757-81.3% |
| Participant deferral / active EE | $1,610 | $3,454-53.4% | $5,630-71.4% | $4,299-62.6% |
| Admin fee / account holder | $795 | $7,999-90.1% | $15,900-95.0% | $6,924-88.5% |