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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,085 | $210,908-59.2% | $153,643-44.0% | $145,884-41.0% |
| Participation rate | 60.0% | 82.1%-22.1pp | 77.1%-17.1pp | 80.3%-20.3pp |
| Annual return | 12.51% | 13.46%-1.0pp | 15.71%-3.2pp | 551.85%-539.3pp |
| Employer contribution / active EE | $3,335 | $6,055-44.9% | $5,039-33.8% | $4,662-28.5% |
| Participant deferral / active EE | $7,997 | $7,976+0.3% | $6,754+18.4% | $6,690+19.5% |
| Admin fee / account holder | $3,650 | $19,477-81.3% | $12,739-71.4% | $13,392-72.7% |