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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,375 | $111,785+5.0% | $93,669+25.3% | $145,877-19.5% |
| Participation rate | 20.0% | 74.2%-54.2pp | 68.7%-48.7pp | 80.3%-60.3pp |
| Annual return | 19.61% | 203.79%-184.2pp | 133.59%-114.0pp | 551.28%-531.7pp |
| Employer contribution / active EE | $679 | $3,096-78.1% | $2,424-72.0% | $4,663-85.4% |
| Participant deferral / active EE | $4,600 | $4,919-6.5% | $4,416+4.2% | $6,691-31.2% |
| Admin fee / account holder | $0 | $10,256-100.0% | $8,291-100.0% | $13,402-100.0% |