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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,752 | $23,330-83.9% | $64,489-94.2% | $82,448-95.4% |
| Participation rate | 69.1% | 68.3%+0.8pp | 67.7%+1.4pp | 68.1%+1.0pp |
| Annual return | 20.47% | 83.66%-63.2pp | 55.03%-34.6pp | 41.64%-21.2pp |
| Employer contribution / active EE | $772 | $824-6.4% | $1,523-49.3% | $2,551-69.8% |
| Participant deferral / active EE | $1,402 | $1,707-17.9% | $2,778-49.5% | $4,139-66.1% |
| Admin fee / account holder | $168 | $2,946-94.3% | $4,260-96.1% | $7,234-97.7% |