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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,063 | $147,556-91.1% | $129,031-89.9% | $198,609-93.4% |
| Participation rate | 71.4% | 77.2%-5.8pp | 73.4%-1.9pp | 82.4%-10.9pp |
| Annual return | 19.16% | 37.41%-18.2pp | 34.67%-15.5pp | 202.70%-183.5pp |
| Employer contribution / active EE | $615 | $3,645-83.1% | $3,226-80.9% | $5,055-87.8% |
| Participant deferral / active EE | $2,032 | $5,760-64.7% | $5,217-61.1% | $6,977-70.9% |
| Admin fee / account holder | $832 | $15,467-94.6% | $13,208-93.7% | $19,030-95.6% |