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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,999 | $100,970+58.5% | $96,576+65.7% | $137,256+16.6% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 20.05% | 38.16%-18.1pp | 38.47%-18.4pp | 220.34%-200.3pp |
| Employer contribution / active EE | $15,559 | $3,809+308.5% | $3,553+337.9% | $4,156+274.4% |
| Participant deferral / active EE | $12,580 | $8,286+51.8% | $7,956+58.1% | $6,407+96.3% |
| Admin fee / account holder | $714 | $11,312-93.7% | $11,381-93.7% | $12,270-94.2% |