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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,329 | $57,073-59.1% | $85,126-72.6% | $80,925-71.2% |
| Participation rate | 13.5% | 56.4%-42.9pp | 67.5%-54.0pp | 67.7%-54.1pp |
| Annual return | 16.21% | 21.69%-5.5pp | 66.63%-50.4pp | 35.65%-19.4pp |
| Employer contribution / active EE | $351 | $1,801-80.5% | $2,731-87.1% | $2,756-87.3% |
| Participant deferral / active EE | $933 | $3,113-70.0% | $4,523-79.4% | $4,299-78.3% |
| Admin fee / account holder | $0 | $4,988-100.0% | $6,160-100.0% | $6,940-100.0% |