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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,245 | $124,980-90.2% | $108,359-88.7% | $154,746-92.1% |
| Participation rate | 71.4% | 75.2%-3.7pp | 70.1%+1.3pp | 80.7%-9.3pp |
| Annual return | 21.44% | 45.00%-23.6pp | 36.89%-15.5pp | 172.34%-150.9pp |
| Employer contribution / active EE | $1,032 | $2,851-63.8% | $2,399-57.0% | $4,379-76.4% |
| Participant deferral / active EE | $1,375 | $4,743-71.0% | $4,137-66.8% | $6,730-79.6% |
| Admin fee / account holder | $673 | $11,502-94.2% | $9,741-93.1% | $14,365-95.3% |