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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,548 | $183,516-88.3% | $155,534-86.1% | $145,884-85.2% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 9.87% | 61.43%-51.6pp | 64.92%-55.0pp | 551.85%-542.0pp |
| Employer contribution / active EE | $0 | $5,315-100.0% | $4,675-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,934 | $6,467-54.6% | $5,630-47.9% | $6,690-56.1% |
| Admin fee / account holder | $3,537 | $19,293-81.7% | $15,900-77.8% | $13,392-73.6% |