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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,764 | $196,972-43.3% | $182,262-38.7% | $198,609-43.7% |
| Participation rate | 90.0% | 85.7%+4.3pp | 84.2%+5.8pp | 82.4%+7.6pp |
| Annual return | 25.12% | 158.27%-133.2pp | 140.60%-115.5pp | 202.70%-177.6pp |
| Employer contribution / active EE | $4,555 | $5,364-15.1% | $5,046-9.7% | $5,055-9.9% |
| Participant deferral / active EE | $5,823 | $8,643-32.6% | $8,276-29.6% | $6,977-16.5% |
| Admin fee / account holder | $6,523 | $18,429-64.6% | $16,712-61.0% | $19,030-65.7% |