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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,764 | $162,136-31.1% | $152,301-26.6% | $154,746-27.8% |
| Participation rate | 90.0% | 84.1%+5.9pp | 82.4%+7.6pp | 80.7%+9.3pp |
| Annual return | 25.12% | 91.02%-65.9pp | 80.50%-55.4pp | 172.34%-147.2pp |
| Employer contribution / active EE | $4,555 | $4,890-6.9% | $4,624-1.5% | $4,379+4.0% |
| Participant deferral / active EE | $5,823 | $8,341-30.2% | $8,004-27.2% | $6,730-13.5% |
| Admin fee / account holder | $6,523 | $15,759-58.6% | $14,398-54.7% | $14,365-54.6% |