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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,398 | $58,311+37.9% | $81,882-1.8% | $80,959-0.7% |
| Participation rate | 63.0% | 63.5%-0.5pp | 72.4%-9.4pp | 67.7%-4.7pp |
| Annual return | 11.58% | 41.85%-30.3pp | 779.47%-767.9pp | 35.67%-24.1pp |
| Employer contribution / active EE | $0 | $2,347-100.0% | $2,916-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,109 | $3,287+25.0% | $4,323-4.9% | $4,300-4.4% |
| Admin fee / account holder | $4,597 | $4,752-3.3% | $7,360-37.5% | $6,925-33.6% |