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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,074 | $108,911-52.2% | $100,392-48.1% | $145,884-64.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 17.64% | 58.23%-40.6pp | 49.45%-31.8pp | 551.85%-534.2pp |
| Employer contribution / active EE | $10,855 | $4,420+145.6% | $3,941+175.4% | $4,662+132.8% |
| Participant deferral / active EE | $11,182 | $8,459+32.2% | $8,090+38.2% | $6,690+67.2% |
| Admin fee / account holder | $620 | $9,698-93.6% | $7,904-92.2% | $13,392-95.4% |