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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,538 | $81,504+47.9% | $102,437+17.7% | $80,959+48.9% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 9.75% | 25.60%-15.8pp | 24.95%-15.2pp | 35.67%-25.9pp |
| Employer contribution / active EE | $6,951 | $3,104+124.0% | $3,871+79.6% | $2,757+152.1% |
| Participant deferral / active EE | $3,023 | $3,871-21.9% | $5,060-40.3% | $4,300-29.7% |
| Admin fee / account holder | $10,446 | $6,719+55.5% | $8,388+24.5% | $6,925+50.8% |