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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,266 | $162,136-91.2% | $152,301-90.6% | $154,746-90.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 18.46% | 91.02%-72.6pp | 80.50%-62.0pp | 172.34%-153.9pp |
| Employer contribution / active EE | $3,199 | $4,890-34.6% | $4,624-30.8% | $4,379-26.9% |
| Participant deferral / active EE | $7,170 | $8,341-14.0% | $8,004-10.4% | $6,730+6.5% |
| Admin fee / account holder | $5,012 | $15,759-68.2% | $14,398-65.2% | $14,365-65.1% |