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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,349 | $89,259-33.5% | $107,187-44.6% | $82,637-28.2% |
| Participation rate | 72.7% | 67.9%+4.8pp | 75.0%-2.3pp | 68.1%+4.7pp |
| Annual return | 20.72% | 21.02%-0.3pp | 204.55%-183.8pp | 53.51%-32.8pp |
| Employer contribution / active EE | $3,956 | $3,080+28.4% | $3,782+4.6% | $2,552+55.0% |
| Participant deferral / active EE | $10,379 | $4,037+157.1% | $5,096+103.7% | $4,126+151.5% |
| Admin fee / account holder | $1,550 | $7,381-79.0% | $9,162-83.1% | $7,339-78.9% |