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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,509 | $159,934-80.9% | $147,005-79.2% | $145,959-79.1% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 11.13% | 98.24%-87.1pp | 418.76%-407.6pp | 561.95%-550.8pp |
| Employer contribution / active EE | $1,532 | $5,287-71.0% | $4,934-69.0% | $4,661-67.1% |
| Participant deferral / active EE | $3,663 | $8,427-56.5% | $8,070-54.6% | $6,689-45.2% |
| Admin fee / account holder | $5,736 | $15,053-61.9% | $13,006-55.9% | $13,398-57.2% |