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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,794 | $102,422+31.6% | $147,117-8.4% | $80,959+66.5% |
| Participation rate | 71.9% | 75.9%-4.0pp | 82.2%-10.3pp | 67.7%+4.2pp |
| Annual return | 254.54% | 135.16%+119.4pp | 420.54%-166.0pp | 35.67%+218.9pp |
| Employer contribution / active EE | $3,059 | $3,717-17.7% | $4,932-38.0% | $2,757+10.9% |
| Participant deferral / active EE | $6,261 | $6,652-5.9% | $8,065-22.4% | $4,300+45.6% |
| Admin fee / account holder | $677 | $7,953-91.5% | $12,993-94.8% | $6,925-90.2% |