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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,348 | $185,312-79.8% | $161,489-76.9% | $154,746-75.9% |
| Participation rate | 36.4% | 82.5%-46.1pp | 78.7%-42.3pp | 80.7%-44.3pp |
| Annual return | 26.58% | 103.84%-77.3pp | 89.72%-63.1pp | 172.34%-145.8pp |
| Employer contribution / active EE | $1,401 | $4,769-70.6% | $4,268-67.2% | $4,379-68.0% |
| Participant deferral / active EE | $3,475 | $6,350-45.3% | $5,630-38.3% | $6,730-48.4% |
| Admin fee / account holder | $160 | $18,654-99.1% | $16,006-99.0% | $14,365-98.9% |