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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,789 | $181,062-96.3% | $158,223-95.7% | $155,188-95.6% |
| Participation rate | 75.0% | 82.7%-7.7pp | 79.2%-4.2pp | 80.8%-5.8pp |
| Annual return | 40.66% | 57.39%-16.7pp | 52.09%-11.4pp | 148.84%-108.2pp |
| Employer contribution / active EE | $1,624 | $4,565-64.4% | $4,109-60.5% | $4,248-61.8% |
| Participant deferral / active EE | $2,008 | $6,134-67.3% | $5,467-63.3% | $6,531-69.3% |
| Admin fee / account holder | $10,899 | $18,825-42.1% | $16,047-32.1% | $14,480-24.7% |