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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,793 | $117,829+3.4% | $102,423+18.9% | $145,877-16.5% |
| Participation rate | 81.8% | 78.6%+3.2pp | 76.5%+5.3pp | 80.3%+1.5pp |
| Annual return | 6.68% | 31.83%-25.1pp | 29.42%-22.7pp | 551.28%-544.6pp |
| Employer contribution / active EE | $2,160 | $3,615-40.2% | $3,023-28.5% | $4,663-53.7% |
| Participant deferral / active EE | $6,644 | $5,732+15.9% | $5,054+31.5% | $6,691-0.7% |
| Admin fee / account holder | $27,837 | $13,335+108.7% | $9,455+194.4% | $13,402+107.7% |