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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,793 | $117,895+3.3% | $102,460+18.9% | $145,897-16.5% |
| Participation rate | 81.8% | 78.6%+3.2pp | 76.5%+5.3pp | 80.3%+1.5pp |
| Annual return | 6.68% | 31.92%-25.2pp | 29.47%-22.8pp | 552.29%-545.6pp |
| Employer contribution / active EE | $2,160 | $3,619-40.3% | $3,025-28.6% | $4,663-53.7% |
| Participant deferral / active EE | $6,644 | $5,736+15.8% | $5,056+31.4% | $6,689-0.7% |
| Admin fee / account holder | $27,837 | $13,353+108.5% | $9,460+194.3% | $13,390+107.9% |