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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,559 | $117,859+4.0% | $102,438+19.6% | $145,959-16.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 9.25% | 31.72%-22.5pp | 29.37%-20.1pp | 561.95%-552.7pp |
| Employer contribution / active EE | $3,137 | $3,615-13.2% | $3,024+3.7% | $4,661-32.7% |
| Participant deferral / active EE | $7,426 | $5,732+29.5% | $5,054+46.9% | $6,689+11.0% |
| Admin fee / account holder | $1,121 | $13,318-91.6% | $9,448-88.1% | $13,398-91.6% |