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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,769 | $81,457-67.1% | $103,378-74.1% | $80,911-66.9% |
| Participation rate | 43.1% | 66.8%-23.8pp | 74.5%-31.5pp | 67.6%-24.6pp |
| Annual return | 298.05% | 25.58%+272.5pp | 24.91%+273.1pp | 35.63%+262.4pp |
| Employer contribution / active EE | $1,256 | $3,107-59.6% | $3,870-67.6% | $2,756-54.4% |
| Participant deferral / active EE | $1,875 | $3,871-51.6% | $5,058-62.9% | $4,297-56.4% |
| Admin fee / account holder | $466 | $6,717-93.1% | $8,401-94.4% | $6,935-93.3% |