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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,769 | $81,487-67.1% | $102,412-73.9% | $80,935-66.9% |
| Participation rate | 43.1% | 66.8%-23.8pp | 74.5%-31.4pp | 67.7%-24.6pp |
| Annual return | 298.05% | 25.60%+272.5pp | 24.94%+273.1pp | 35.66%+262.4pp |
| Employer contribution / active EE | $1,256 | $3,103-59.5% | $3,870-67.5% | $2,757-54.4% |
| Participant deferral / active EE | $1,875 | $3,871-51.6% | $5,060-63.0% | $4,299-56.4% |
| Admin fee / account holder | $466 | $6,717-93.1% | $8,388-94.4% | $6,924-93.3% |