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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,977 | $88,672-54.9% | $105,223-62.0% | $82,448-51.5% |
| Participation rate | 53.8% | 67.9%-14.2pp | 75.0%-21.3pp | 68.1%-14.3pp |
| Annual return | 61.18% | 30.86%+30.3pp | 180.65%-119.5pp | 41.64%+19.5pp |
| Employer contribution / active EE | $2,442 | $3,048-19.9% | $3,689-33.8% | $2,551-4.3% |
| Participant deferral / active EE | $4,331 | $4,036+7.3% | $5,072-14.6% | $4,139+4.6% |
| Admin fee / account holder | $561 | $7,146-92.1% | $8,859-93.7% | $7,234-92.2% |