Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,106 | $96,731-82.3% | $123,973-86.2% | $86,983-80.3% |
| Participation rate | 62.2% | 70.0%-7.8pp | 76.7%-14.5pp | 69.5%-7.3pp |
| Annual return | 21.50% | 17.33%+4.2pp | 388.13%-366.6pp | 25.83%-4.3pp |
| Employer contribution / active EE | $1,070 | $3,297-67.5% | $4,126-74.1% | $2,584-58.6% |
| Participant deferral / active EE | $3,786 | $4,152-8.8% | $5,247-27.8% | $4,194-9.7% |
| Admin fee / account holder | $3,529 | $8,722-59.5% | $11,799-70.1% | $7,856-55.1% |