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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $52,377 |
Filed as: DELAWARE VALLEY RETIREMENT INC Service code 99 21 W. CHESTER PIKE · RIDLEY PARK, PA 19078 | Other Fees | $3,475 |
DEFINITI LLC1 year Filed as: DEFINITI, LLC Service code 99 3 HOLLAND STREET · ERIE, PA 16507 | Other Fees | $1,700 |
Filed as: WILSHIRE ASSOCIATES INC (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $1,267 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,436 | $101,653-59.2% | $147,080-71.8% | $74,459-44.4% |
| Participation rate | 64.0% | 75.6%-11.6pp | 82.2%-18.2pp | 67.2%-3.3pp |
| Annual return | 38.74% | 8754.98%-8716.2pp | 420.17%-381.4pp | 1369.70%-1331.0pp |
| Employer contribution / active EE | $1,885 | $3,813-50.6% | $4,933-61.8% | $2,626-28.2% |
| Participant deferral / active EE | $5,388 | $7,304-26.2% | $8,066-33.2% | $4,350+23.9% |
| Admin fee / account holder | $300 | $1,752-82.9% | $12,989-97.7% | $1,945-84.6% |