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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,356 | $72,071-42.6% | $68,368-39.5% | $137,256-69.9% |
| Participation rate | 94.4% | 76.2%+18.2pp | 73.8%+20.7pp | 80.0%+14.5pp |
| Annual return | 19.00% | 353.14%-334.1pp | 292.57%-273.6pp | 220.34%-201.3pp |
| Employer contribution / active EE | $2,912 | $2,788+4.5% | $2,649+9.9% | $4,156-29.9% |
| Participant deferral / active EE | $8,970 | $4,410+103.4% | $4,123+117.6% | $6,407+40.0% |
| Admin fee / account holder | $4,117 | $5,336-22.8% | $5,150-20.1% | $12,270-66.4% |