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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,129 | $160,040+168.8% | $147,096+192.4% | $145,877+194.9% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 11.17% | 98.49%-87.3pp | 419.75%-408.6pp | 551.28%-540.1pp |
| Employer contribution / active EE | $7,432 | $5,289+40.5% | $4,936+50.6% | $4,663+59.4% |
| Participant deferral / active EE | $19,576 | $8,429+132.3% | $8,071+142.5% | $6,691+192.6% |
| Admin fee / account holder | $30,670 | $15,050+103.8% | $13,005+135.8% | $13,402+128.8% |