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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,025 | $154,228+6.4% | $145,433+12.8% | $137,256+19.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 4.04% | 74.59%-70.5pp | 66.58%-62.5pp | 220.34%-216.3pp |
| Employer contribution / active EE | $12,675 | $4,804+163.8% | $4,554+178.3% | $4,156+205.0% |
| Participant deferral / active EE | $15,250 | $8,216+85.6% | $7,897+93.1% | $6,407+138.0% |
| Admin fee / account holder | $5,575 | $14,344-61.1% | $13,129-57.5% | $12,270-54.6% |