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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,721 | $76,407-69.0% | $150,298-84.2% | $82,448-71.2% |
| Participation rate | 65.2% | 66.4%-1.2pp | 77.8%-12.5pp | 68.1%-2.9pp |
| Annual return | 16.44% | 39.99%-23.5pp | 62.79%-46.3pp | 41.64%-25.2pp |
| Employer contribution / active EE | $1,127 | $2,614-56.9% | $4,154-72.9% | $2,551-55.8% |
| Participant deferral / active EE | $2,030 | $3,214-36.8% | $5,453-62.8% | $4,139-51.0% |
| Admin fee / account holder | $3,159 | $6,352-50.3% | $14,116-77.6% | $7,234-56.3% |