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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,119 | $139,948-94.9% | $121,663-94.1% | $154,746-95.4% |
| Participation rate | 93.3% | 78.0%+15.3pp | 74.5%+18.8pp | 80.7%+12.6pp |
| Annual return | 21.89% | 230.52%-208.6pp | 147.54%-125.7pp | 172.34%-150.4pp |
| Employer contribution / active EE | $1,719 | $3,521-51.2% | $3,020-43.1% | $4,379-60.8% |
| Participant deferral / active EE | $2,179 | $5,629-61.3% | $4,887-55.4% | $6,730-67.6% |
| Admin fee / account holder | $1,555 | $17,321-91.0% | $14,289-89.1% | $14,365-89.2% |