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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,119 | $132,634-94.6% | $115,768-93.9% | $137,256-94.8% |
| Participation rate | 93.3% | 77.9%+15.5pp | 74.4%+18.9pp | 80.0%+13.4pp |
| Annual return | 21.89% | 160.70%-138.8pp | 100.46%-78.6pp | 220.34%-198.5pp |
| Employer contribution / active EE | $1,719 | $3,360-48.8% | $2,940-41.5% | $4,156-58.6% |
| Participant deferral / active EE | $2,179 | $5,619-61.2% | $4,917-55.7% | $6,407-66.0% |
| Admin fee / account holder | $1,555 | $15,028-89.7% | $12,439-87.5% | $12,270-87.3% |