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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,119 | $142,354-95.0% | $125,529-94.3% | $155,188-95.4% |
| Participation rate | 93.3% | 78.1%+15.3pp | 74.7%+18.6pp | 80.8%+12.5pp |
| Annual return | 21.89% | 306.06%-284.2pp | 202.56%-180.7pp | 148.84%-126.9pp |
| Employer contribution / active EE | $1,719 | $3,501-50.9% | $3,058-43.8% | $4,248-59.5% |
| Participant deferral / active EE | $2,179 | $5,491-60.3% | $4,813-54.7% | $6,531-66.6% |
| Admin fee / account holder | $1,555 | $19,392-92.0% | $16,298-90.5% | $14,480-89.3% |